K6 Blog

History has a way of repeating itself. Twenty years ago, when Amazon was just an experiment in online book sales and Google was just a Yahoo! copycat, nobody seemed to understand what the “Internet” actually was or how it would eventually affect our lives. That went double for lawyers, who in the mid-1990s pushed the panic button when the concept of online contracting became a reality. State lawmakers rushed to introduce statutes that would define and constrain this monster before it wrought havoc on the unsuspecting analog world of contract law. They came up with technology-specific, proscriptive rules for electronic signatures that, had they been successful, would have left the U.S. a patchwork of unworkable state laws that would have prevented electronic delivery and signatures for all kinds of transactions that we take for granted today. Fortunately, a model law called the Uniform Electronic Transactions Act (UETA) emerged that, in contrast to the initial view that online...

With a majority of Americans using smartphones as their main entry point to the online world, consumer expectations of access to financial services from their mobile devices are on the rise.  Financial institutions are finding more and more that mobile options for consumers are not options at all but instead are imperatives to business success.  ​ So just how comfortable are consumers with using a mobile device t o review, understand, and sign actual legal documents? ​ Join Ken Moyle of K6 Partners and host Joe Hopper,  Ph.D. of Versta Research for a  free one hour webinar on Tuesday, September 12 at 2PM CST as we analyze two independent studies on consumer preferences, behaviors and expectations. The Electronic Signatures and Records Association (ESRA) and Wells Fargo are sponsoring this event.  This is your opportunity to enhance your digital electronic signature strategies through direct insight into today’s consumer needs, behaviors ...

By Ken Moyle It's 2017 and your department is still overrun with paper. Your customers, employees and vendors are becoming more and more frustrated with you. Going digital is "on the road map" but doesn't seem to be getting any closer to reality. Why? From conversations with transformation leaders around the country, the seemingly simple concept of electronic signatures often gets intractably complicated soon after it's introduced to the organization. Internal resistance to change rears its head in many familiar ways, including dire predictions of unenforceability and loss of control, unsubstantiated conclusions about increased compliance risk or external adoption, and general concerns that the path forward is not clear enough to take such a significant step.  ​ ​ This is particularly true with mature organizations , where you must not only automate your current processes, but also investigate what they were intended to accomplish in the first place, ...

Welcome to Rome! K6 Partners '  Ken Moyle will be speaking on global e-signature enforceability and European eID at the IACCM EMEA conference Wednesday, May 11 at the Crowne Plaza St. Peters. Ken will be joined by SAP's Kai Jacob to answer questions about digital contracting and share implementation tips.